Do You Know About Cashless Insurance?

Must-Know Before Buying a Medical insurance

1. Cashless insurance are profitable but keep in mind that it is only available in the hospitals, which are a wing of authorized hospitals. So, choose the hospital from the preferred network so that you can avail the cashless claim.

2. In case of hospitalization, check for the daily limit and make sure that this limit is close to the prevailing rate.

3. Even though the insurance companies claim, but they do not provide 100 percent cashless benefits. So confirm the claims with you insurance provider beforeit.

4. Before buying the policy, verify the maximum limit your policy will pay, to avoid unpleasant surprises in future.

5. Read the exclusions and limitations section of your policy very carefully, as this is hwere you will get the proper explanation. You will also get to know what is and is not covered. All the if/but clauses of the policy are mentioned here.