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Are Credit Card Offers Trustworthy?

Wednesday, 13 March 2013, 00:46 IST
By SiliconIndia
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3) Yearly Fees:



A credit card annual fee is a yearly fee that is charged by the credit card company for the convenience of the credit card. The annual fee increases the cost of having a credit card. . Not all credit cards have an annual fee. Some come with no annual fee for only the first year, or make the absence of an annual fee conditional on how often you use the card. It is like paying nothing to carry a card is better than paying something. Only pay for a card if you can get back the benefits.



4) Transfer of balance:



You will surely be excited if you are given the idea of moving your balance from one credit card issuer who is gaining 19.99 percent to another issuer with just 15.99 percent. Life gets so much easier when you pay the balance in full every month.




5) Conclusion
If you pay your balance in full and on time, any offer that comes with a credit card - double points or cash back - is a no-strings-attached gift.



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