5 Frequent Lies Insurance Agents Use To Sell Policies

Lie#2: “You have full coverage no need of extras”

Keep this one thing in your mind that there is nothing called as full coverage. But on the other hand there are agents who try to get the lowest premium in town by saving on coverage for their insured. It’s true that we all are looking for a good deal, but when it comes to insurance, it is always better to choose a coverage that has the lowest premium. When you work with an agent, always try to ask why they made the recommendations and if they can’t answer you, then better go to other agents.

Lie#3: “You can call me back if you have any questions”

This is one usual statement the agents use. Insurance agents are usually small business owners so they have limited time and budget. Their main target is to sell maximum policies in minimum time so calling your insurance agent isn't always the answer. The best practice is to directly contact the entity that can handle your request. Thus it is advisable to get in touch with your auto adjuster for your claims. This person has access to the information you need regarding the status of your loss and payment. Thus reduce the amount of hours you spend on the phone.