12 Interesting and Unusual Home Insurance Claims

6. Stampeding Animals

If  damage is caused to your property or belongings by a herd of animals, then your home insurance may cover the loss caused by it provided the animals are not owned by you and those are non-domestic animals.

7. Interior Decorator’s Fee

If you have used the services of an interior designer, then you can claim for the interior designer’s fees while claiming for your damaged home.

8. Spoiled Food or Wine

If food or wine stored in your home is spoiled due to problems of electricity or sewage pipe, then your home insurance will cover the damage. There is an interesting instance of wine stored in refrigerator getting spoiled due to overheating caused by damaged sewage pipe where the insurance holder was compensated for the wine.

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