10 Most Unusual Insurance Policies

5. Disability Insurance

You work hard to earn your living as you always want to be financially independent. But what if you meet an accident and become disabling. It is really unpleasant situations even to think of. This disability caused to you could be minor or major, temporary or permanent but it is certain to affect your career and income. In such cases this is an insurance policy for you. It provides both – short term and long term disability benefits.

Also Check Out: Are You Financially Independent?

6. Long-Term Care Insurance

You can never predict how long you shall live? What will be your health condition if you live past 85 years? Hence living for such long years would mean having a longer medical bill than a grocery bill. Even in such old age you may also require in-home care. Long term care insurance is such a policy, where a nurse would be appointed to provide you 24x7 hours for medical assistance. But these nursing-home bills are expensive and the best way to deal with them, is buying a Long-term care insurance which shall manage the unfortunate expenses.

Also Check Out: How Safe Are Your Retirement Funds?