2. Unnecessary Bank fees
Do you know many times you unknowingly pay a lot to the banks in the form of fees? If you don't know what fees your accounts are subject to, spend a few minutes finding out. 
Nowadays some banks charge ATM fees for using another bank's ATM, for instance these charges can go up to Rs.20 to 30! The best way to avoid such fees is to withdraw money from your own bank instead of other banks or other way is using a credit card to make the purchase.
Also try to examine the rules governing your checking and savings accounts. Many people have accounts with a fixed number of withdrawals and deposits per month and many might be charged with an account maintenance fee of Rs.100 per month.
3. Brunching or dining out often
Eating out is one of the most expensive habits you can have. Nowadays most of the working people have their food from outside. This is one way where we spend excess money, and it might be seen less when calculated per day but when you calculate it for a month it’s a pretty big amount.
You cook food at home and save more money, don’t bother even if you don’t know cooking as you can go through a variety of cooking websites that are available over the internet and try to make your own new recopies. This way you will create a new hobby and simultaneously spend less too.
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