Basic Things To Know Before Buying Travel Insurance

Bangalore: If you are planning to travel abroad, then don’t forget to take travel insurance. When you go to an unknown place, you might never know what might come-up next.

You might be able to deal with situations where you lose your air ticket or any cancellation of the ticket. But circumstances like accidents, loss of your wallet, passport or other important documents might result in havoc.

Here are few things you must know about buying travel insurance, as listed by Economic Times.

1. Personal Details

Personal details like name, passport number, date of birth, contact details are the most necessary ones. Along with that other information like journey details, such as the place you are visiting, visa, trip duration, dates of travel and numbers of travelers are also important to get the travel insurance.

2. Cover Insurance

The insurance company provides you with various plans, each offering a different kind of benefits. When you are choosing travel insurance, make sure that pick the one that rightly suits you.

3. Premium

The premium of your travel insurance varies depending on various factors like the place you are going to visit and the duration you are going to stay there.

4. Policy

You can either apply for the policy by meeting a policy agent directly or through online. If you are applying online, you will get a conformation letter immediately to your personal e-mail along with the policy document.

The policy will have all the personal information of the policy holder like name, policy number, and other details for claim submission.

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